Big River

December 2024

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Personal Injury

Louisiana’s New Two-Year Statute of Limitation for Automobile Accident Cases: What You Need to Know

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If you’ve been involved in an automobile accident in Louisiana, there’s a significant legal change you should be aware of: the state now has a two-year statute of limitations for filing a lawsuit related to such cases. This new law, which took effect on July 1, 2024, replaces Louisiana’s traditional one-year prescriptive period for personal injury claims stemming from car accidents. The extension to two years provides accident victims with more time to pursue justice and compensation. However, this statute is not all-encompassing, as it does not apply to all personal injury cases. Let’s explore the details of this new law and clarify what it means for victims, attorneys, and defendants alike. What Is a Statute of Limitations? A statute of limitations sets a strict deadline for filing legal claims. In Louisiana, this deadline is referred to as a “prescriptive period.” Failing to initiate a lawsuit within this timeframe typically means forfeiting your right to seek compensation, no matter how strong your case may be. Before the new law, Louisiana was known for having one of the shortest prescriptive periods in the nation—just one year. This often put accident victims under considerable pressure to gather evidence, consult with attorneys, and initiate legal proceedings promptly. The new two-year statute for automobile accident cases provides more breathing room for victims. Effective Date of the New Law The new two-year statute of limitations applies to accidents occurring on or after July 1, 2024. It is important to note that this change does not retroactively apply to accidents that occurred before this date. For accidents predating the law’s implementation, the one-year statute of limitations still governs those claims. What Types of Cases Does the Two-Year Period Cover? This new statute of limitations specifically applies to lawsuits arising from automobile accidents. This includes: Car accidents Truck accidents Motorcycle accidents Bicycle and pedestrian collisions involving motor vehicles Premises liability claims The two-year period provides accident victims with additional time to recover from their injuries, gather necessary documentation, and consult with legal professionals about their options. What Cases Are Not Covered by the Two-Year Statute? While the new law is a significant change, it does not apply to all personal injury cases. Some types of claims will still be governed by Louisiana’s traditional one-year prescriptive period. These include: Worker’s Compensation Claims: Claims for wage payments or medical payments after an injury at work. Medical Malpractice Claims: Claims against healthcare providers for injuries caused by professional negligence. Survival Actions: A relative’s claim for the pain and suffering their loved one experienced before an fatal accident. Wrongful Death Claim: A relative’s claim for their own loss when their loved one experienced a fatal injury. In these cases, victims must adhere to the shorter one-year deadline. Why Was the Law Changed? The extension to two years aims to address several challenges: Complex Cases: Auto accidents involving serious injuries, multiple parties, or commercial vehicles often require extensive investigation and negotiation. Victim Recovery: A longer timeline acknowledges that victims may need more time to physically and emotionally recover before pursuing a legal claim. National Trends: Louisiana’s previous one-year prescriptive period was an outlier compared to most other states, which provide two to three years for personal injury claims. By aligning with national standards, Louisiana lawmakers hope to create a fairer legal environment for accident victims. Implications for Accident Victims and Defendants For Victims: The two-year statute of limitations gives you more time to build a strong case. However, it’s still crucial to act promptly. Evidence such as medical records, police reports, and witness testimony can degrade or disappear over time. Consulting an experienced attorney early ensures your rights are protected and your case is prepared thoroughly. For Defendants: While the longer timeline benefits victims, it may also mean facing lawsuits long after the accident. This highlights the importance of preserving records, such as dashcam footage or maintenance logs, which may be needed to defend against delayed claims. Practical Tips for Navigating the New Law Understand Your Case Type: Determine whether your claim falls under the two-year statute or remains subject to the traditional one-year deadline. Don’t Delay: Even with more time, it’s wise to consult an attorney as soon as possible. Building a case early can strengthen your position. Stay Informed: Laws can change, and nuances in the new statute may impact your specific situation. An experienced personal injury attorney can help you navigate these complexities. Conclusion Louisiana’s new two-year statute of limitations for automobile accident cases is a significant development, offering victims more time to seek justice and compensation. However, it’s important to note that this change is not a blanket extension for all personal injury claims. Worker’s compensation, medical malpractice, and some other injury cases remain subject to the state’s traditional one-year prescriptive period. If you or a loved one has been involved in a car or truck accident, consulting with a knowledgeable attorney is the best way to ensure your rights are protected and your case is handled effectively. At Big River Trial Attorneys, we’re here to guide you through every step of the legal process. Contact us today for a free consultation and let us help you navigate this new legal landscape.

Personal Injury

How to Get a Rental Car After an Accident

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If you’ve been in a car accident in Louisiana, one of your immediate concerns might be: How do I get a rental car? Navigating the aftermath of an accident can be overwhelming, especially when it comes to securing reliable transportation while your vehicle is being repaired or replaced. At Big River Trial Attorneys in Baton Rouge, Louisiana, we understand how vital a rental car can be for maintaining your daily routine. Here’s what you need to know about getting a rental car after an accident. 1. Using Your Own Insurance for Rental Car Coverage One of the easiest ways to secure a rental car after an accident is through your own insurance policy—if it includes rental car reimbursement coverage. Many policies offer this optional coverage, which pays for the cost of a rental car up to a certain daily limit and for a specified number of days. How it works: You pay for the rental upfront, and your insurance company reimburses you. Alternatively, some insurers will work directly with the rental car company to cover the cost. Check your policy: If you’re unsure whether you have rental car reimbursement, review your insurance policy or call your agent. Even if the accident wasn’t your fault, relying on your own insurance to secure a rental car can expedite the process. You may later recover these costs from the at-fault driver’s insurance. 2. Making a Claim Against the At-Fault Driver’s Insurance If another driver caused the accident, you have the right to request a rental car through their insurance. Louisiana law requires at-fault drivers to cover the damages they cause, including providing a rental vehicle while your car is out of commission. File a claim: Contact the at-fault driver’s insurance company and provide the necessary details about the accident. Once liability is established, they should arrange for a rental car. Challenges you may face: This process can be delayed if the other driver disputes fault or if the insurer is slow to act. In these cases, you might need to involve an attorney to advocate on your behalf. 3. Your Rights to a Rental Car After an Accident in Louisiana In Louisiana, you are entitled to reasonable compensation for a rental car if your vehicle is damaged in an accident caused by someone else. This includes the cost of renting a vehicle comparable to your own. However, “reasonable” can be subjective, so disputes over the type of car or length of rental are not uncommon. Comparable vehicle: The at-fault party’s insurer is generally required to provide a rental car that’s similar in size and function to your own. Duration: You’re entitled to a rental car for the time it reasonably takes to repair or replace your vehicle. If you experience pushback from an insurance company, contacting an attorney can help ensure your rights are protected and you receive the compensation you’re entitled to. 4. Paying Out of Pocket and Seeking Reimbursement Sometimes, securing a rental car through insurance can be delayed due to administrative hurdles. If you can’t wait, you may choose to pay out of pocket for a rental car and seek reimbursement later. Here’s how: Keep receipts: Save all documentation related to your rental car, including daily rates, taxes, and fees. These records are critical for reimbursement. Include it in your settlement: If you’re pursuing a claim against the at-fault driver’s insurance, your attorney can include rental car costs as part of your demand for damages. This approach requires some upfront expense, but with proper documentation, you should recover the costs when the case settles. Why an Attorney Can Make a Difference Dealing with insurance companies can be frustrating, especially when you’re trying to get back to normal after an accident. Having an experienced personal injury attorney on your side can make the process smoother and ensure you’re not taken advantage of. Negotiation expertise: Insurance companies often try to minimize payouts. An attorney can advocate for your rights and negotiate on your behalf. Faster resolutions: With legal pressure, insurance companies are more likely to act quickly, whether it’s approving a rental car or settling your claim. Comprehensive compensation: Your attorney will ensure that all accident-related costs, including rental car expenses, are included in your claim. Conclusion Getting a rental car after an accident doesn’t have to be a stressful process. Whether you use your own insurance, make a claim against the at-fault driver’s insurance, or pay out of pocket and seek reimbursement, knowing your rights is essential. At Big River Trial Attorneys, we’re here to help Baton Rouge residents navigate these challenges and secure the compensation they deserve. If you have questions about your case or need assistance dealing with an insurance company, contact us today for a free consultation. We’ll fight to ensure you’re not left stranded after an accident.

fireman at car accident
Personal Injury

What to Do Immediately After a Car Accident: A Step-by-Step Guide

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Being involved in a car accident is a frightening and often overwhelming experience. However, knowing what to do immediately after an accident can protect your health, preserve critical evidence, and help you navigate the claims process. Here is a step-by-step guide to follow after a car accident in Louisiana. Step 1: Prioritize Safety The first and most important thing to do after an accident is to ensure your safety and the safety of others involved. • Move to a safe location: If your vehicle is drivable and it’s safe to do so, move it to the side of the road to prevent further accidents. Turn on your hazard lights. • Check for injuries: Assess yourself and others for injuries. Call 911 immediately if there are serious injuries or if someone is unresponsive. Step 2: Call the Police In Louisiana, you are required to report any accident that results in injury, death, or significant property damage. Even if the accident seems minor, calling the police is a good idea. • Obtain a police report: The responding officer will document the details of the accident, which can be crucial for your insurance claim or legal case. • Provide accurate information: Be truthful and stick to the facts when speaking with the officer. Avoid admitting fault. Step 3: Document the Scene Gathering evidence at the scene of the accident can strengthen your case, whether you’re filing an insurance claim or pursuing legal action. • Take photos: Capture clear pictures of the damage to all vehicles, the accident scene, license plates, and any visible injuries. • Collect witness information: If there are witnesses, ask for their names and contact details. Their statements could be valuable later. • Note details: Write down the time, date, location, and weather conditions, as well as your observations about how the accident occurred. Step 4: Exchange Information Exchange contact and insurance information with the other driver(s) involved. Include: • Name, address, and phone number • Insurance company name and policy number • Driver’s license number and vehicle registration Step 5: Seek Medical Attention Even if you feel fine, it’s important to see a doctor after an accident. Some injuries, such as whiplash or internal injuries, may not show symptoms immediately. • Document your injuries: Medical records will serve as evidence of your injuries and link them to the accident. • Follow treatment plans: Adhering to your doctor’s recommendations can help you recover and strengthen your personal injury claim. Step 6: Notify Your Insurance Company Contact your insurance company to report the accident as soon as possible. Provide them with: • Basic details of the accident • Contact information for the other driver(s) and witnesses • Police report number, if available Be cautious when speaking to insurance adjusters. Avoid admitting fault or providing speculative statements about the accident. Step 7: Consult a Personal Injury Attorney If you’ve been injured in a car accident, consulting an experienced personal injury attorney can help protect your rights and ensure you receive fair compensation. • Why hire an attorney: Insurance companies often try to minimize payouts. An attorney can negotiate on your behalf and gather evidence to support your claim. • Timing matters: The sooner you involve an attorney, the better they can preserve evidence and handle communications with insurers. Conclusion Taking the right steps immediately after a car accident can make all the difference in protecting your health, your legal rights, and your financial future. At Big River Trial Attorneys, we’re here to help Baton Rouge residents navigate the aftermath of an accident and secure the compensation they deserve. If you have questions or need assistance, contact us today for a free consultation.

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